Live Federal Data

Oldham County, Kentucky

FIPS 21185 · Louisville/Jefferson County, KY-IN · Pop. 69,257
9 Sources May 19, 2026
$122,497 ▲
Median Income
$80,734 national
3.9% ▼
Unemployment
5.2% national
$3.0B ▲
GDP
46.4% ▲
Bachelor's+
35.7% national
Data / United States / Kentucky / Oldham County
Demographics Economy Industry Concentration Housing Workforce AI Insights

Demographics & Population

Census Bureau American Community Survey 2024 · 5-Year Estimates

Household Income

Source: U.S. Census Bureau · American Community Survey 2024 5-Year Estimates
Median Household
$122,497 ▲
Per Capita
$54,496 ▲
Mean Household
$162,241 ▲
Poverty Rate
4.3% ▼
Median Income Comparison
Oldham County$122,497
Kentucky$63,726
National$80,734

Population Profile

Source: Census Bureau ACS 2024 · Tables B01001, B02001, B03003 · Median Age: 40
65+: 14.6% (10,096 residents) 55-64: 12.8% (8,836 residents) 35-54: 29.4% (20,364 residents) 18-34: 18.5% (12,826 residents) Under 18: 24.7% (17,135 residents) 40 Median Age
Cohorts
Under 18 · 24.7%
18-34 · 18.5%
35-54 · 29.4%
55-64 · 12.8%
65+ · 14.6%
Race & Ethnicity
White86.6%
Black or African American2.9%
Asian1.7%
Hispanic or Latino(any race)5.0%
Hispanic or Latino is an ethnic category and overlaps with the race categories above.

Educational Attainment

Source: Census Bureau ACS 2024 · Table B15003 · Population 25+
94.5%
High School+
National: 89.6%
▲ +4.9 pts
46.4%
Bachelor's+
National: 35.7%
▲ +10.7 pts
20.0%
Graduate+
National: 14.1%
▲ +5.9 pts

Employment Overview

Source: U.S. Census Bureau · American Community Survey 2024 5-Year Estimates
69,257
Population
34,883
Labor Force
Employed
33,574
Unemployment Rate BLS LAUS 2025 annual
3.9% ▼ 0.1 pts YoY
Mean Commute
26.2 min
Work From Home vs 15.1% national
18.7%
Key Takeaways
Auto-generated from benchmark deltas. Bullets only appear when the comparison is meaningful.

Economy & Industry

Bureau of Labor Statistics QCEW · Bureau of Economic Analysis

$3.0B ▲
Gross Domestic Product · 2024
Source: Bureau of Economic Analysis · CAGDP1 Regional GDP
$87,137 ▲
Per Capita Income

Top Industries by Employment

Source: Bureau of Labor Statistics · Quarterly Census of Employment & Wages 2024 Annual
IndustryEmploymentShare of Top 10Avg Wage
1Health Care and Social Assistance		 2,389 18.3%
$58,038
2Finance and Insurance		 1,912 14.7%
$114,747
3Retail Trade		 1,885 14.5%
$38,148
4Manufacturing		 1,774 13.6%
$96,179
5Accommodation and Food Services		 1,412 10.8%
$24,811
6Construction		 1,275 9.8%
$69,245
7Professional, Scientific, and Technical Services		 839 6.4%
$126,838
8Administrative and Support and Waste Management		 620 4.8%
$56,395
9Arts, Entertainment, and Recreation		 467 3.6%
$26,017
10Other Services (except Public Administration)		 462 3.5%
$46,530
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Key Takeaways
Generated from BLS QCEW + BEA Regional GDP.
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Industry Concentration

Location Quotient measures regional specialization vs. national average. LQ > 1.0 = concentrated.

Location Quotient Analysis

Concentrated Industries
Source: BLS QCEW · 3-digit NAICS sub-sector · Location Quotient vs. national employment share
Same source as the Top Industries table above, sub-sector view surfaces the specialization the supersector view masks (e.g., Plastics & Rubber Manufacturing inside the Manufacturing supersector).
Funds, Trusts, and Other Financial Vehicles
7.03x
25
Insurance Carriers and Related Activities
5.81x
1,698
Animal Production and Aquaculture
3.25x
98
Support Activities for Agriculture and Forestry
2.00x
88
Food Manufacturing
1.97x
393
Nursing and Residential Care Facilities
1.96x
732
Private Households
1.79x
42
Specialty Trade Contractors
1.76x
1,025
Rental and Leasing Services
1.60x
103
Amusement, Gambling, and Recreation Industries
1.51x
315

Cluster Depth

Source: BLS QCEW · Sub-sectors with LQ ≥ 1.5 indicate genuine cluster concentration
Dominant Cluster
Finance & Insurance Cluster
Coherent grouping of concentrated sub-sectors, signals supply-chain fit for site selectors
1,723
Cluster Employment
7.03x
Peak LQ
Concentrated Sub-Sectors
Funds, Trusts, and Other Financial Vehicles
7.03x 25
Insurance Carriers and Related Activities
5.81x 1,698
Animal Production and Aquaculture
3.25x 98
Support Activities for Agriculture and Forestry
2.00x 88
Food Manufacturing
1.97x 393
Nursing and Residential Care Facilities
1.96x 732
Private Households
1.79x 42
Specialty Trade Contractors
1.76x 1,025
Rental and Leasing Services
1.60x 103
Amusement, Gambling, and Recreation Industries
1.51x 315

Attraction Opportunities

LQ < 0.5 with ≥ 50 employed, realistic diversification targets. Source: BLS QCEW
0.18x
Management of Companies and Enterprises
53 employed
0.26x
Accommodation
56 employed
Key Takeaways
Generated from BLS QCEW sub-sector Location Quotients.
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Oldham County's Top Sectors by Workforce Share
Each rectangle's area is proportional to that sector's share of total private-sector employment across all NAICS supersectors. Hover for exact employment.
Source: Bureau of Labor Statistics QCEW 2024 Annual · Private sector, NAICS supersectors

Housing & Affordability

Census ACS

Housing Overview

Source: Census Bureau ACS 2024 5-Year Estimates · Tables B25001, B25077, B25064
$393,100 ▲
Median Home Value vs 2019
$1,219 ▲
Rent/Mo
87.1% ▲
Owner-Occ
3.4% ▼
Vacancy
3.2x
Home Value to Income Ratio
vs. ~4.1x national average
Key Takeaways
Generated from Census ACS housing tables.

Workforce Pipeline

Labor force readiness, commuting, and workforce composition

Labor Market Overview

Source: Census ACS 2024 · Tables B01001, B23025, B08303, B08301
42,026 ▲
Working Age (18-64) vs 2019
Mean Commute
26.2 min
Work From Home vs 15.1% national
18.7%
Prime-Age Employed (25-54)
78.1%
of prime-age population
Labor force participation rate: 83.0% of working-age population (18-64) 83% Participation
▲ vs 2019

Education & Talent Pipeline

Source: Census ACS 2024 · Table B15003 · College Scorecard
Bachelor's+
46.4% ▲
HS Diploma+
94.5% ▲
Local Institutions
Total credentials awarded
35,189/yr
University of Kentucky 8,890/yr
University of the Cumberlands 6,956/yr
University of Louisville 5,751/yr
Bluegrass Community and Technical College 5,011/yr
Western Kentucky University 4,485/yr
Jefferson Community and Technical College 4,096/yr

Aging Workforce

Source: Census Bureau ACS · Derived from age & employment tables
21.0%
55+ of working-age population (18-64)
Elevated retirement risk, above the 20% threshold. Succession planning recommended.

Workforce by Occupation

Source: Census ACS 2024 · Table C24010 · Civilian employed population 16+
Management / Professional
50.3%
Service
12.7%
Sales & Office
18.4%
Construction / Maint.
5.8%
Production / Transport
12.7%
Bars scaled 2× for visual differentiation; percentage labels show actual share of 33,574 employed workers.
Key Takeaways
Generated from ACS workforce data and College Scorecard.

AI-Powered Insights

Machine learning analysis across 20+ federal data sources

Sample AI Insight
- a preview of the kind of synthesis EP produces for paying customers

Oldham County shows strong potential for funds, trusts, and other financial vehicles attraction, with a 7.03x concentration and 25 jobs in this sub-sector, it ranks in the top decile nationally.

The interconnected base across funds, trusts, and other financial vehicles, insurance carriers and related activities, and animal production and aquaculture creates supply-chain attraction leverage rather than single-employer risk, a structural advantage for industrial recruitment.

Industry Shift Analysis

Manufacturing Automation Risk
High
Healthcare Growth Forecast
+4.2% CAGR
Remote Work Migration
67/100

Prospect Match Scores

Advanced Manufacturing
92/100
Life Sciences
84/100
Data Centers
71/100

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Economic
Demographic
Housing
Workforce
Median Income
$122,497
vs $80,734 national
GDP
$3.0B
2024
Unemployment
3.9%
vs 5.2% national
Top Employers by Sector
Health Care and Social Assistance
2,389
Finance and Insurance
1,912
Retail Trade
1,885
Manufacturing
1,774
Accommodation and Food Services
1,412
Census ACS, BLS QCEW, BEA, HUD · Auto-updatedPowered by ExecutivePulse
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GDP, income, jobs
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NAICS employment
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Education + labor
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USAspending
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Quality of Life
Housing + commute
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Population
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Data Sources

All data from official federal APIs. Auto-refreshed on publication schedules.

Census ACS 5-Year2024
BLS QCEW2024 annual
BLS LAUS (via FRED)2025 annual
BEA Regional GDP2024
Census CBP2023
HUD Fair Market RentsFY2026
FCC Broadband Map2025
USAspending.govFY2026
College ScorecardAY 2022-23